Terms & Conditions

By using iwisecredit.com you agree to these terms. We provide a free, no-obligation online request service that attempts to connect you with independent third-party lenders. We do not make credit decisions, issue loans, or guarantee approval, rates, or terms.

Eligibility: You must be at least 18 years old (or the age of majority in your state) and a U.S. resident. Submitting a request does not guarantee that you will be connected with a lender.

Credit checks: Lenders may perform credit checks or verify information in accordance with their policies. iwisecredit.com has no control over these processes.

Rates & fees: Loan amounts, APRs, and repayment terms vary by lender and state law. Review any lender disclosures carefully before accepting an offer.

Disclaimer: iwisecredit.com is not a direct lender and does not make credit decisions. We are not responsible for the actions or terms of any lender.